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Патент USA US2116653

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May 10, 1938.
‘
J. w. ARMBRUSTER
2,1 16,653
TABULATING AND ACCOUNTING MACHINE
Filed Feb. 5, 1930'
14 Sheets-Sheet 1
May 10, 1938.
J. w. ARMBRUSTER.
‘ 2,116,653
7 TABULATING’AND ACCOUNTING MACHINE
Filed Feb. 5, 1930
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14 Sheets-Sheet 2 '
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INVENTOR
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May 10, 1938.
J. w. ARMBRUSTER
2,1 16,653
TABULATING AND ACCOUNTING MACHINE
Filed Feb. 5, 1930
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May 10, 1938.
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TABULATING AND ACCOUNTING MACHINE
Filed Feb. 5, 1930
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May 10, 1938.
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TABULATING AND ACCOUNTING MACHINE
Filed Feb. 5, 1930
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14 Sheets-Sheet '7
May '10, 1938.
J. w. ARMBRUSTER
TABULATING AND ACCOUNTING MACHINE
2,116,653
May 10, 1938.
J. w. ARMBRUSTER
2,116,653
TABULATING AND ACCOUNTING MACHINE
Filed Feb. 5, 1930
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14 Sheets-Sheet 9
May 10, 1938.
2,1 16,653
J. w. ARMBRUSTER
TABULATING AND ACCOUNTING MACHINE
Filed ‘Feb. 5, 1930
14 Sheets-Sheet 10
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»May 10, 1938. '
J. w. ARMBRIIJSTER
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TABULATING AND ACCOUNTING MACHINE
Filed. Feb. 5, 1930
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Filed Feb. 5, 1930
14 Sheets-Sheet 14
DINESMGTHOFRAOEIKFSTNEO
MECIO-N‘TRIO.L
KNIFE MTWI LORTONOINTALS BCOANDIT LNG
PRINT G PAER
INVENTOR
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(x15FI
Patented May 10, 1938
' 2,116,653
UNITED STATES PATENT OFFICE
2,118,853
. TABULAT'ING AND ACCOUNTING MACHINE
John W. Armbruster, Brooklyn, N. Y., assignor,
by mes'ne assignments, to International Busi
ness Machines Corporation, New York, N. Y.,
a corporation of New York
Application February 5, 1930, Serial No. 425,966
33 Claims. (Cl. 235-6111)
This invention relates generally to machines
of the type wherein a punched card controls the
setting of the items, and more particularly to
that class adapted to totalize a series of items,
and employing printing devices for obtaining
printed records of totals and items. Many novel
shorter than if each member separately effected
a partial movement of the actuator.
It is an important object of the present inven
tion to construct the totalizers so that a large
number of them will occupy but a small amount
of space. The few parts in the novel totalizer
control devices useful in machines of different ‘ have been so arranged that each order or bank
of the totalizer will require but one thickness of
classes are disclosed in this speci?cation.
More specifically, it is a primary object of the
'10 present invention to provide an accounting ma
chine which will be simple and inexpensive to
manufacture. The machine has an increased ca
pacity while using a standard size punched record
card, and also has novel printing devices to ac
' commodate the increased amount of data to be
printed. A totalizer of novel form and compact
construction, which accumulates items as they
are entered into the machine, is provided and is
adapted to control the printing devices in print
20 lng totals.
A novel comprehensive form of non
adding and non-printing control is provided by
means of which the magnitude of the data in
the alphabetic, numerical or date scales deter
mines whether the data will or will not be added,
IO 01 printed or totalled. H
One phase of the invention has for an object
the provision of improved devices for sensing
combinational hole records and transposing the
result of such sensing ' into differential linear
.30 positions of adding and printing actuators in
the machine. In the disclosed form of jacquard
mechanism, the combinations of only four
punched holes in a record card control the posi
tioning of an actuator into one of sixteen posi
' tions.
Also, the combinations of five holes con
metal. In the past, a plurality of parts arranged
in different planes were necessary to the proper
functioning of a transfer mechanism. Herein
is disclosed a totalizer structure requiring only
the absolute minimum of space per bank, namely;
a space equal to the thickness of one part. There
fore, it is possible, by utilizing the principles of
construction herein disclosed, to con?ne a 20 bank
totalizer in a space one inch in width, one inch
in thickness, and about two inches in height (this
is only an illustrative example).
The transfer mechanism embodied in this ma
20
chine is of the nines coupling type, so that trans
fers are effected simultaneously in ali of the
orders of the totalizer that are set to receive a
transfer.
A feature of the invention is the use of a large 25
tooth on the totalizer wheel as a coupling means
when the wheel stands at the nines position.
Another feature is the utilization of the move
ment of the pinions out of mesh with the actu
ators as a means of rotating the pinions which are 30
due to receive a. transfer.
I
The above features, together with a simple bail
for the transfer mechanism, all contribute to
the novel construction shown of a simple form of
totalizer composed of a few inexpensive stamped
trol the positioning of an actuator into one of
parts easily manufactured and assembled.
thirty-two positions. A novel use of differential
gearing is disclosed in the jacquard mechanism,
and the method of construction disclosed may be
expanded to be employed where any number of
chine and is so constructed that a control sec
A totalizer engaging mechanism of a novel and
simpli?ed form is employed in the present ma
tion of the machine will be adapted to easily 40
alter the accumulating functioning of the ma
record holes are sensed in combination. The chine during operation, as a control is exercised.
maximum number of combinations of the record
Another object is to provide a totalizer selec
holes- are used to determine different actuator tion device which is adapted to select by oper
, positions. The jacquard structureis novelly con
ation of the machine at one time and by manual 45
structed so that it is of such shape and thickness ‘ setting at another time. During regular adding
that a plurality of such structures may be oper
operations this selection device selects two total
ated in the same plane and may cooperate with izers, one special and one common. However,
a single column of record holes in a record card. when a total is to be taken, and the selector is
manually set, it is only possible to select one 50
By means of the differential gearing construc
totalizer for each operation of the machine.
tion used in the disclosed jacquard devices, a plu
It is also an object of the present invention to
rality of members operated under control of the
provide printing devices which are able to print
card sensing mechanism are adapted to con
tribute simultaneously to the movement of an more data simultaneously in a limited space than
.55 actuator. Thus, the time of operation is much i‘ was before possible in machines of the tabulating
4
2
2,116,658
or accounting class. The mechanism disclosed is
adapted to print from one record card in one
operation the same amount of data that before
required three record cards and three operations
of a machine. By means of the present printing
‘device a name, address, amount, etc., can now be
printed in one operation and in the proper posi
tion on the record media. A feature of the print
ing devices is that an address may be printed
10 directly under a name, in the standard mailing
form, during a single operation of the machine.
The position of the name and address on the
record paper (it may be a bill, receipt, statement,
etc.) is important, especially when used in the
mails with a window envelope. To secure the
novel results described above, related type bars
are arranged alternately between other type bars,
and they are impressed against a platen by ec
centrics. The use of these operating eccentrics‘
20 results in a simple noiseless type of printing that
does not require printing hammers and the space
usually required for such devices. An additional
feature of the printing devices is that they are
constructed to print a. duplicate record of all
25 matter printed.
A more complete control of the functioning of
an accounting machine is also an object of this
invention. Heretofore, when a control of the
functioning of a machine, such as no-print, no
30 add, total, etc., was set, that control would pre
vail and would not be varied no matter what data
were printed, added or totalled. The present ma
chine provides control for many of the functions
of the machine that is so devised that when the
data presented by the record card do not satisfy
predetermined requirements, which are decided
upon and set up on the machine before its opera
tion, the said controls will separate such data
from the other data that do satisfy the require
-40 ments. Because of its complexity, this object
will have to be explained in detail.
In this speci?cation it is assumed that the date
scale starts at January and progresses along to
December so that July would be higher than June
45 in the scale.
In the alphabetic scale, a. may be
taken as the ?rst letter and all other letters in
order up to 2 may be mentioned hereinafter as
being higher in the alphabetic scale.
An object is to so make the control that not
50 only can one denomination of a number, or period
of a date, or letter of a name, be the determining
factor of control of printing, accumulating, total
taking and sorting; but, that a full number, date
or name, may be the determining factor. The
55 highest order of the number, etc., set up will not
be the only order capable of manifesting that the
data presented by the card are of a lower or high
er place on the scale used, but every order of the
setup has this power. If, for instance, 76, 82 be
set up for a control and 76, 92 be presented by
the card, then the dimes order control will have
the ability of manifesting that the number ten
dered is larger; if 77, 62 be presented, then the
dollars order control will have this power of dis
65 crimination. The same is true of the controls in
the date and alphabetic scales. When a number
is set up to control, a plurality of denominational
order elements in the control device are so cou-'
pled, that control will not be exercised by dimes,
dollars or cents alone, although that is possible,
but a full number consisting of the units, tens,_
hundreds, etc., denominations may be set up on
the controls and then said control will be affected
by the full number of units, tens, etc., denomina
75 tions presented by the punched card. In a like
manner, when a date is considered, not alone can
a certain year, month or day be made the con
trolling factor, but the full date of all three peri
ods combined may control at the same time. A
control of a date consisting of a certain year,
month and date may be set and will simultane
ously act as a unit in controlling according to the
place in the date scale of a date on the punched
card of a certain year, month, and day, which
also acts as a unit. During operation under name 10
control in the present machine, the first letter or
any letter of a name is not alone the sole deter
mining factor of control, although it may be so
used. In a novel fashion all the letters or a few
of the letters of a name may at the same time be
controlling factors in selective control, accord
ing to the place a name of a man, city, state, etc.,
presented on a punched card occupies in the al
phabetic scale. For example, the letters OM'I'IN
may be decided upon as the control wished exer 20
cised over certain names about to be presented
in the machine by punched cards. As the cards
run through the machine, and the control mech
anism functions, not only will names such as
Prota or Winte, which are higher in the alpha 25
betic scale than the ?rst letter, in?uence the con
trols to make manifest that these names are
higher in the alphabetic scale, but names such as
Omtip or Omwal will have the same influence,
even though the change in the alphabetic mag 30
nitude occurs in the center or at the end of a
name. To exercise this novel control, the devices
are arranged so that the setting of manipulative
elements to a certain place in the numerical, date,
or alphabetic scales, plus the setting of an ele 35
ment to indicate whether control is desired above,
below, or exactly at that certain place in the
scale used, will, upon operation of the machine
control devices, vary the regular printing, paper
feeding, accumulating, total taking, and sorting 40
of the data within the control of the two ele
ments, from the data outside of the control of
the range predetermined by the two elements.
The above mentioned manipulative elements are
so situated and constructed that when they are 45
set in a particular position above a related type
bar or actuator, the movement of the actuator
to an extent corresponding to the particular posi
tion held by the manipulative element, presents
a notch in the actuator and allows a controlling
movement of the manipulative element to take 50
place. On each side of the notch, the actuator
is cut to present a different level to the said ele
ment, thus affording an indication whether the
actuator has moved more or less than the number
55
set up.
The requirements which the operator of the
machine may desire, are made ready to exercise
control by first setting up a certain amount,
number, agent, age, policy number, date, opera
60
tor, occupation, name or address, by the manipu
lative knobs provided for the purpose; then next
he can require, by moving a lever, that the above
data will control in one of five different ways.
The first position “Print" of the lever denotes 65
that the machine is to function in its usual
fashion, which means it will print and add any
data presented by the punched cards. The sec
ond position of the lever is the “above index”
position. With the lever in this position, the ma
chine will print, add and sort only the data which 70.
include a name, number or date which is higher
in the numerical, dating or alphabetic ‘scales than
that name, number or date set up by the manipu
lative knobs. Thus, if $15.00 is set up by the 75
3
a,11o,cos
knobs and a punched card presents data including
the amount, $15.00, or under, the data will not
be printed, added or sorted. However, if the data
tions the total key will, when depressed, cause
clearing of the totalizer and printing of the
amount standing thereon. The sub-total key will
included an amount $15.01 or over, the data
would be printed, accumulated and sorted. In
VI
' a like-manner, if Dec. 29, 21 is set up by the
knobs, and data are presented dated Dec. 29, 21
or before, the data will not be printed, added or
sorted, but if the data are dated Dec. 30, 21 or
later, printing, adding and sorting will take place
in the usual manner.‘ If EN is set fup by the name
knobs and data are presented including a name
such as EIRIGHT or EMSILL or a name lower
in the alphabetic scale; the data will not be
15 printed, added or sorted. However, if the data
include a name such as EODISE or EPSTEIN or
a name higher in the alphabetic scale, then print
ing, adding and sorting will occur. Any other
datum such as policy number, kind of occupation,
cause printing of the amount standing on a
totalizer, at the same time retaining the amount
in the totalizer. The non-add key will, as its
name implies, prevent adding. Now, however, de
pression of the accumulator control key in addi
tion to one of the above mentioned keys will cause
functioning not heretofore possible in any ac 10
counting machine and of decided utility in many
uses of such machines. Depression of both the
total and control keys will ‘result in a control of
total taking by the amount standing on the total
izer. The control lever will be put in one of its
five positions, and the adjustable knobs men
tioned above will be set to a particular amount.
Then, upon operation of the machine, any amount
not meeting the requirements set by the controls
20 address, etc., may be used to control in a similar
fashion. By progressive setups of the name knobs,
an alphabetical listing and sorting of a group of
cards is possible. The third position of the lever
is the “exact” position. With the lever in this
25 position the machine will print, add, and sort only
will change the totalizer meshing so that the 20
amount taken out by the restoring of the totalizer
to zero will again be put in the totalizer, thus
changing the total taking function to sub-total
taking. Therefore, the amount that does not
the data which include a name, number, or date
which is exactly the same as that requirement
which is set up on the manipulative knobs by
the operator of the machine. The fourth posi
30 tion of the lever is the “below index” position.
Under this control the machine will print, add and
sort only the data including a name, number, or
date which is smaller or lower in its scale than
that set up on the adjustably set knobs. With
35 this control, the action of the lever in the “above
index" position is reversed. Taking the same ex
amples of the setting of the' manipulative knobs
given above, then given data presenting $14.99
or under, a date of Dec. 28, 21 or earlier, a name
40 of EMSILL or lower in the alphabetic scale, such
data will be printed, added, and sorted, and any
data higher in the respective scales will be re
jected. The ?fth position of the lever is the
“no print" position. In this position a control is
affected so that printing will not occur, regardless
of the nature of the data on the card or the
setup of the adjustable knobs. Accumulating will
take place in the normal fashion at this time,
unless an accumulator control key about to be
described is depressed.
'
The above general discussion gives an outline
of the control exercised by the manipulative con
trol lever and adjustable knobs during the normal
operation of the machine. Aside from the above,
. however, other special controls are provided for
use during total taking operations to vary the
control in accordance. with conditions existing at
such times. These novel features will next be
described as additional objects of this invention.
60. The machine includes many novel methods of .
totalizer engaging during total taking. An ac
cumulator control key is part of this mechanism‘.
During regular adding operations, this key deter
mines whether adding will always take place, or
65 whether the adding will take place under control
of the control section described above.‘ When
under such control, data not printed will also not
be added._ During total taking, however, depres
sion of this key will result in novel control of
the totalizer meshingwith the actuator. The
usual total, sub-total, and non-add keys are pro
vided, and they will normally cause the machine
to time the totalizer engagement with actuators
in the usual fashion as is their action in most
accounting machines. Under such normal condi
satisfy requirements, or that for some other rea
25
son is wished retained, will be kept in the totalizer
for all future operations, such as additional add
ing upon, or reference to, in checking up delin
quents in payment, or accounts overdrawn, etc.
It is apparent that the retaining of certain data 30
in the totalizers at times, even though they are set
for zeroizing, is a useful method of operating the
machine. With this type of use of the machine it
would be well to arrange the printing on the
detail strip so that it will always occur. This can 35
be done by an alternative way of construction as \
suggested above in connection with printing.
If the sub-total and accumulator control keys
are both depressed there will result a control
adapted to‘ change the sub-total function ac
40
cording to the amount standing on the totalizer.
With the controls set and the machine operated,
movement of the actuators to an amount satis
fying the requirements set by the controls will
change the totalizer meshing so that the amount 45
rolled out of the totalizer wheels as they are
brought to zero will not be rolled back in again,
thus the sub-totalling function will be changed
to zeroized total taking. In this way any amount
that satis?es set requirements, or for some other 50
reason such as closing an account that is paid
up, or clearing after a last. installment is paid,
is cleared out of the totalizer.
The usefulness of clearing out a totalizer, when
set for a sub-total is believed apparent. The 55
adaptation of the machine to choose either a
total or sub-total function, depending upon the
amount in the totalizer, is believed novel and of
decided utility. It is. also contemplated that addi
tional wheels could be put on the totalizer so that 60
all the data now presented by the punched card
could be held in a totalizer and represented by
positioned wheels. With this‘ done, the total tak
ing function could be varied and controlled, not
only by the amount standing on ‘a totalizer; but
also by the date, name or some other designation
presented by the totalizer, when a total is being
taken therefrom.
If the non-add and accumulator control keys
are both depressed at the same time no change 70
in function will take place, the totalizers will
be held out of mesh with the actuators through
out the entire stroke.
'
"
Another method of control has been devised
and is thought admirably ?tted for use in the
I 4
auaesa
present machine. It departs only slightly from ‘a group of agents who solicit the disposal of the
the construction of the controls mentioned above, various ‘policies of the company to the public.
but effects an altogether different mode of con
trol. The controls described in outline above.
Each district would have a machine such as that
disclosed and also have a punch card system co
control when data is below, above or exactly at operating with the machine. This punched card
a certain point in alphabetic, dating or numeri
system would require a keypunch machine and
cal scales. This other control would be exer
operator for transferring the incoming data from
cised between two points in a scale. One exam ‘the policies, etc., onto the punched cards. These
ple is control between two dates such as between cards would then be ?led in accordance with a
December and April, representing a quarter year certain system. It will be assumed here that they
in which it is often convenient to have the data are filed according to the kind of policy, each
falling within that period tabulated and accu
group of cards say of the same color, being of
mulated and assorted aside from all other data. the same type of a policy. These policies may
- Another example is that of amounts or numbers.
demand different terms of payment'some annu
15 At times it is well to isolate data having numbers ally, some quarterly, some monthly. The present
15
say between 500 and 800, or having amounts be
machine is adapted to print bills ready to send
tween $60.00 and $90.00, from other data outside out or statements calling for such payments.
this range of numbers. So also in alphabetic
The data recorded on the punched card are in
control it may be well at times to separate data tended to cover most statistical requirements.
20 including ‘names beginning with K, -L and M
Thereis plenty of room left on the card, after 20
from all other data.
the following data are on, for other records. It
It is an object that this control between two will include the following:
points should exercise all the same controls that
The policy holder is given a number that will
have been explained above in connection with the completely distinguish him from any other hav
control that was exerted on data below, above and ing the same name, etc. This number will also
25
on a certain index.
Such controls include accu
mulating, printing, paper feed, sorting, etc., dur
ing normal operations, while during total taking,
the functions of zeroizing and sub-total taking
' may be changed under in?uence of the control.
An important object is to secure a sorting or
selecting device that will separate out of a mass
of data a certain group of data, not alone of one
characteristic, but of a group of characteristics
between variable limits set by the machine. Here
tofore, selection depended upon a single charac
teristic of the data andonly by later combining
the results of single selection was group selec
tion secured.
40
It is a further object of this invention to pro
vide a sorting device that is incorporated in the
tabulating and accumulating machine.
Thus,
the usual extra sorting machine is dispensed
with. Sorting of the punched cards is accom-
plished in the present machine simultaneously
with printing and accumulating operation. Thus,
the extra time usually required for sorting is saved
by the present device. The sorting is done under
the in?uence of the novel control described gen
50 erally in these objects‘ and more speci?cally fur
ther along in the speci?cation.
While the above outline of objects presents
the general purpose‘ of the present invention.
many other worthy and novel purposes will be
apparent as this speci?cation continues.
The illustrative machine
To aid in describing this invention, it has been
thought advisable to apply it to a speci?c case.
60 A certain class of machine has been illustrated
in the drawings, a general outline of which ma
chine will be given now so vas to help the under
standing of the detail description given herein
after. Even though this machine serves admir
65 ably to illustrate the important features of the
invention it is to be understood that the speci?c
application of these features is not intended to
restrict their use but that many variations and
adaptations of the machine for use in otherfields
or business are contemplated.
A class of business has been chosen that it is
thought will best illustrateithe practical use of
the novel features of the invention. The. ma
chine illustrated is adapted for use by a large
insurance .company. It is thought that such a
concern may have different districts each having
be a convenient means of sorting a particular
record card out of a group of other record cards.
A region punched to represent an amount is also
on the card. This amount is the premium of the
policy and requires payment at intervals to keep 30
the policy in force. If the amounts increase or
decrease, a slight change in the layout of this ma
chine would provlde different spaces, one for each
amount, which could be progressively printed as
the policy matures. The age of the policy holder 35
at the date of the taking out of the policy- is re
corded on the card mainly for statistical use. The
agents are assigned numbers and these numbers
are also recorded on the record card.
The
agent who is responsible for the taking of the 40
policy is recorded by having a punching corre
sponding to his number inserted in a section re
served for it on the punched card. The occupa
tion of the policy holder is given one of a number
of code numbers, and punching corresponding to
this number is cut in an appropriate portion of
the record card. This'also is an item mainly for
statistical use. The code number of the key
punch operator who transfers the data to the rec
ord card will also be represented by a combina
tion of holes in the card. This designation is 50
provided merely for placing the responsibility for
mistakes made in making the record cards. The
date of the issue of the policy is also represented
by a combination of holes on the card. This por
55
tion of the record is useful in governing the time
of sending annular or periodical statements and
for statistical purposes also. The kind of policy
is also represented on the card and may be used
inf'sorting aside from the color differentiation. 60
The full name and address of the policy holder
are also presented by code punchings on the card.
These punchings provide the means of address
ing the statements, besides furnishing means
whereby an alphabetic listing of records accord
ing to name may be made, or a listing according
to location in a certain city or state is possible.
The convenience of having all these data on one
card instead of on three or more cards is believed
apparent. Thus, it is seen that a complete rec 70
ord of all information concerning a policy is con-,
tained in a single record card.
Full printing facilities are incorporated in _the
machine for recording all the data mentioned
above, as they are required. The group of
5
9,116,653
material, adjacent the item, the agent's num
punched cards upon which operation is desired is 0rd
her and a total sign showing that a total has been
placed into a feeding rack on the machine. From
this rack they are fed down into cooperation with
a jacquard device which utilizes all combinations
ofholes on the card to move type bars or actu
ators to an extent necessary to place a pair of
type on the bar, corresponding to said combina
tion, opposite the platens. Printing may then
be performed on two record sheets. The one
10 sheet is of the form of a blllyand it is cut off a
supply roll and issued out of the machine after
printing. This sheet is suited for mailing and
may be sent out in a windowed envelope to the
policy holder reminding him of a payment due.
15 The other sheet is of the form of a record strip
and it is kept in the machine, being wound on a
storage roll after each printing operation.‘ This
strip is well suited for bookkeeping or statistical
department use and may be removed from the
20 machine for such use at any period, most likely
at the end of every day. Means for no-printing,
total printing, and other controls will be ex
plained hereinafter. .
.
There is a group of totalizers provided in the
25 machine.
The group comprises a separate total
izer for each of ?fteen agents; and a grand total
izer. During regular item entering operations,
the correct agent’s totalizer is automatically se
lected by a train of connections controlled by the
30 movement of the agent typebar under control of
the related combination of holes on the card. At
the same time the grand totalizer is meshed si
multaneously with any one of the agents’ totaliz
ers. These totalizers are operated by rack teeth
cut in the amount typebars which are also under
control of a section of the punched card. Thus,
it is clear that during regular operations the to
talizer operation and selection is wholly auto
matic and under control of the punched card.
40 However, during total taking other conditions
are prevalent. Only one totalizer at a time is
engaged, and besides at that time it is contem
plated that a blank card will be in the jacquard
device so that no selections will be made by auto
matic means. A selection lever is provided for
this purpose, and movement of it to one of sev
eral notch positions out of normal, will select one
of the ?fteen agent totalizers or the grand total
izer for total taking.
During the regular operation, as the cards pass
through the machine, an agent’s totalizer will
have accumulated on it the amounts standing
on every card which contains the combination of
holes denoting that that particular agent wrote
out the policy. Thus, as the bills are issued for
the policies for which a certain agent was respon
sible, there will be accumulated in the related
totalizer the amount of those bills. At the same
time, since the grand totalizer is always accu
60
mulating during regular operations, it will have
accumulated in it the total of the amounts stand
ing on all agents’ totalizers. Of course. this will
also be the sum total of the amount of all the bills
. sent out.
Number, totalizer, sub-totalizer, and non-add
taken.
At the time of taking a total a blank card
appears in the Jacquard frame to prevent actu
ation of all the feeler pins and movement of all
unnecessary type bars.
In almost an identical
manner, operation of the machine in combination
with the sub-totalizer key will produce a printed
total of the amount standing on a certain totalizer,
leaving the amount remain in the totalizer at this 10
time, however. The non-add key is suited for use
during regular operations of the machine. At
such times as this key is depressed, printing may a
take place but accumulation of the amounts in
the totalizer will be prevented. One use of this
feature would be when follow up or duplicate bills
are needed; but the amount does not want to be
added at this time for then it would be presented
twice in the totalizer.
The uses to which the totalizers could be put are 20
many.
As described in connection with use in
registering the amounts of an agent, they could
be used to ?nd out the commission due the agent
for his efforts in placing the policies. The amount
on the totalizer, 01' course, is the amount billed the
various policy holders solicited by the agent, and
his commission will only be a percentage of it.
As these commissions may diminish in percentage
as the policy ages, only the policies secured by him
over a certain period, usually say a year, may be 30
selected at one time. These cards as they are
selected (by devices about to be described)‘ from
others of their group (printing bills and a record
meanwhile) will accumulate the amount over the
certain period. This amount may be printed, and
in crediting the agent, it will later be multiplied
by the percentage of commission that the period
calls for.
So also, in a like manner, cards of an
other period may be selected and accumulated and
later totalled from the agent's totalizer. This 40
process may continue until the records are up-to
date. This may be done to determine the com
mission of ?fteen agents simultaneously, and
meanwhile the grand totalizer will record the sum
amounts upon which the commissions for all 45
agents are based. The agent’s commission may
also vary with the kind of policy. This condition
could be taken care of exactly as above, but selec
tion of accumulation would depend on “kind of
policy” rather than on date. When the commis 50
sion is affected by two of the characteristics of a
policy, there can be two selections by two opera
tions of the machine. The ?rst operation will be
a non-add and will merely select required cards ~
according to one characteristic.
The next opera
tion will select and add according to the other
characteristic.
The above example of letting the totalizer rep
resent an agent was chosen for its simplicity.
60
There are many other uses to which the totalizers
may be put in the machine perhaps to better ad
vantage. But it is believed that the essence of the
invention is fairly well illustrated when used as
described. The totalizers may represent a kind of
policy, a certain period of time, or even the policy 65
keys are provided to condition the mechanism
meshing the totalizer with the actuators so that
a total, sub-total, or non-add operation of any of
the totalizers can be secured. Upon depression of
the total key, movement of the selection lever to
holder. Many novel conditions would be brought
about if the machine were provided with a large
number of totalizers, each one representing a
one of sixteen positions, and subsequent operation
of the machine, the total of the selected totalizer
would represent the amount paid on a policy, pro
viding that all the bills issued by the machine
were paid. If they were not paid, any follow-up
system as now used would detect delinquents.
policy holder and being selected by his number.
Then the amount accumulated on a totalizer 70
will be printed and the totalizer will be cleared.
Movement of the selection lever will also place a
Dividends, etc., could be figured from that 75
75 designation type in position to print upon the rec- V
2,118,658
amount. Delinquents in payment could also be
detected from shortages in these amounts.
accumulated, etc. For example, if Jan. 10,1920,
The machine could also be enlarged so that a
set of totalizers may be provided for each char
acteristic of the data on the cards. With this
construction an amount could be accumulated
cluding that date will be printed, accumulated,
simultaneously in the tot'alizer for an agent, kind
of policy, date, policy holder, etc. The construc
tion of a totalizer occupying small space greatly
enlarges the feasibility of such a multiple totalizer
machine keeping within a reasonable size.
At the front of the machine is located a control
section. It consists of a control lever on one side,_
and a control plate extending across the machine
15 and having a plurality of notched slots in which
knurled knobs may be shifted. The control lever
is shiftable in a notched slot to one of ?ve con
trolling positions. Each position determines in
what way the control knobs are to effect control
20 of the machine. Each control knob cooperates
with a related type bar or actuator, and has as
many controlling positions as the type bar has
printing positions, for example, the months con
trol knob has I2 controlling positions.
These
control knobs are arranged in groups, each group
being a separate characteristic of the data han
,
is set on the date control knobs, only data in
etc. In the next position "below index” of the
lever, the conditions described above in relation
to the “above index” position are just reversed.
For example, if SM be set on the name control
knobs at this time, data including a name such
as Sloss will be printed, etc., but if a name such
as Snover is presented, the data associated there 10
with will not be printed, etc. The next position
"no print” of the lever, controls for preventing
printing, accumulating, etc., no matter what data
are presented by the punched cards or what posi
tion the control knobs assume. Another position
“between index”, a control mechanism for which
is shown in the drawings, could be added on the
lever or the “above index” position could be used.
It would control between two points set by two
control knobs in a slot of any scale. For exam 20'
ple, two knobs in the date scale could be set at
Mar. and July, then operation of the machine
would print, accumulate, etc., only those data
of a date between Mar. and July. All others
would be rejected.
25
, These various controls above mentioned are
dled by the machine. For example, there are 5 _very useful for statistical work in a large insur
amount control knobs, 3 date control knobs (year, ance business. A few of the examples of how the
month, day), 2 policy holders name control knobs, machine may be employed in such a business will
.30 etc.
It is contemplated that usually only one now be given. The amount control knobs may be 30
group of knobs would be used for controlling at a set to a certain amount and then with the control
time, although there is no reason why two or more levers in “exact index” position only the data
groups should not be used as a simultaneous con
relating to policies having that certain premium
trol. To aid in placing the control knobs in posi
will be listed, sorted, and accumulated, out of
tion, the slots in the control plate are notched all others. The record furnished by using this
and on the side of each notch are indicia identi
control, and setting up di?erent amounts until
fying the position. So that once a certain num
all cards are recorded, would show which is the
ber, name, or date is decided upon as a desired popular premium, which is second in demand, etc.
control, all that is necessary is to lift the related _ Or, with the lever in "above index" position and
40 group of control knobs out of their inoperative the amount control knobs set to a certain amount, 40
position at the front of the control plate and move only the records of policies having premiums
them to, and place them in, the notches corre
larger than that certain amount will be printed,
sponding to the number, name, or date selected. etc. All others will be merely fed through the
The knobs will remain in this position until moved machine. So also with “below index” control,
by the machine operator for other control. In only policies of smaller premiums than the set
this position they are adapted to change the up will be recorded. And with a “between index”
functioning of the machine in many ways, the control, only policies having premiums ranging
one way in which they are to control at one time
being determined by the control lever already
50 mentioned.
This control lever in one position
(print) disables the controlling action of the
knobs so that printing, accumulating, etc., will
occur no matter what position the control knobs
occupies. In the next position “above index” of
55 the lever suppressive control is exerted on data*
whose magnitude in their respective scales is
below that magnitude to which the control knobs
‘ have been set. For example, if the amount con
trol knobs are set to $3.69, and a card with an
60 amount of $3.75 is tendered to the machine, such
data will be acceptable, and printing, accumulat
ing, sorting, etc., will occur in the normal man
between the amounts set up will be recorded.
With the age control knobs set to a certain
age, and the control lever in "exact index” posi
tion, only those policies having, in the data on 0
them, that certain age will be printed, accumu
lated and sorted. All others will be discarded.
If this control is used in conjunction with the
date control, the statistics can always be kept
up to date as regards the age of policy holders,
the age on the record card being that of the policy
holder when taking out the policy. The method
to use would be, ?rst; sort the cards according '
to date, giving a batch of cards for each year, 60
say 1916, 1917, 1918, etc.
Then if the present
date is 1920 and the 1917 batch of cards is being
ner. If the amount had'been $3.65, however, the
tabulated under an age control of 25, the real age
controls would have functioned to disable the
of the people holding those 1917 policies is 28
05 printing, accumulating, etc., of the data. In the
same manner any other group of controls, say in
the name or date scales, would have exerted
their control on any data presented that were
years, and this fact could be considered in com
piling the statistics. With the “above index” or 65
lower in their scale. The “exact index” position
70 of the lever is one of decided utility. When the
lever is in this position and the control knobs of
or below,‘ respectively, the age set up by knobs.
This control would be well employed in ?nding
how many policies are outstanding to people in
“below index” control being exercised, only poli
cies are recorded in which their holders are above
a group are placed to represent an amount, name,
a dangerous age to'insure, say above 85 years and
date, etc., only the data including that certain
below 9 years. The “between index” control
would effect such a control also‘, if the age control
amount, name, or date will be printed, accumu
76 lated, etc.
All other data will not be printed,
knobs are set to include a certain range of ages,
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