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Патент USA US3092244

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June 4, 1963
R. N. EDWARDS EI'AL
3,092,234
VENDING MACHINE FOR INSURANCE CONTRACTS
Filed Jan. 13, 1958
5 Sheets-Sheet 1
INVENTORS
ROBERT N. EDWARDS
LAWRENCE C. REESE
MM“)
ATTORNEYS
June 4, 1963
3,092,234
R. N. EDWARDS EI'AL
VENDING MACHINE FOR INSURANCE CONTRACTS
Filed Jan. 13, 1958
5 Sheets-Sheet 3
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INVENTORS
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ROBERT N. EDWARDS
LAWRENCE C. REE SE
BY
ATTORNEYS
June 4, 1963
3,092,234
R. N. EDWARDS EI'AL
VENDING MACHINE FOR INSURANCE CONTRACTS
Filed Jan. 13, 1958
5 Sheets-Sheet 4
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LAWREN CE C. REESE
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ATTORNEYS
June 4, 1963
R. N. EDWARDS ETAL
3,092,234 }
VENDING MACHINE FOR INSURANCE CONTRACTS
Filed Jan. 15, 1958
5 Sheets-Sheet 5
H I99 '25
INVENTORS
ROBERT N. EDWARDS
LAWRENCE C. REESE
BYWQMQNMW
ATTORNEY.5
Unite States
ice
3,992,234
Patented June 4, 1963
2
1
FIGURE 7 is a fragmentary view of the coin and latch
3,092,234
VENDING MACwE FOR INSURANCE
(IQNTRACTS
Robert N. Edwards, Chamblee, and Lawrence C. Reese,
Sn, Atlanta, Ga, assignors to Policy-Ma?a Corpora
tion of America, Atlanta, Ga, a corporation of Georgia
Fiied Jan. 13, 1953, Ser. No. 708,559
3 Claims. (El. 194-4)
This invention relates to form issuing apparatus and
more particularly to an irnproved, completely automatic
ing mechanism viewed from the side;
FIGURE 8 is a fragmentary sectional view of the coin
release mechanism taken along the line 8-—8 of FIG
URE 5;
FIGURE 9 is an enlarged side elevational view of the
coin mechanism;
FIGURE 10 is a transverse sectional view taken along
the line 10—10 of FIGURE 9;
FIGURE 11 is a rear elevational view of the coin
mechanism shown in FIGURE 9; and
FIGURES 12 and 13 are schematic views of the coin
coin actuated vending machine for selling and dispensing
chute illustrating a part of the coin detecting mech
insurance contracts.
anism.
A primary ‘object of the present invention relates to
Referring more particularly to the accompanying draw
improvements in coin controlled operating circuits for 15
ings, the vending machine forming the subject matter
various vending machines and more particularly to pro
of the present invention has an outer casing indicated
vide a coin selecting mechanism to detect and prevent
generally by the reference character 14 in FIGURE 1.
fraud in the use ‘of these machines and to insure opera
The casing 14 includes an upper cover member 16 which
tion of the device only by the correct sequence of coins
20 is hinged at 18 to a lower base member 20. The outer
with which it is intended to function.
casing 14 may be formed from any suitable shock re
An important object of this invention is to provide a
sistant plastic material so as to substantially reduce the
form issuing apparatus embodying mechanism for feeding
overall weight of the machine.
continuous collated original and transfer webs on which
Housed within the casing 14 is a frame or chassis 22
the contracts of insurance are printed, and which shall
be e?ective to simultaneously advance the original form 25 provided with side plates 24 and 26 which are held in
web and the transfer web at different rates for minimizing
the consumption of Web material while maintaining a
smooth, even feeding of both webs.
A further object is to safeguard the original policy
form so that it cannot be handled by the purchaser until
all data, such as the insured signature, bene?ciary, date,
or such other insertions as are necessary, have been re
produced on the actual policy and duplicated for sub
sequent retention in the machine.
Another object is to provide a completely portable, self
contained vending machine in which the sequential opera—
tion of the component parts is attained and maintained by
a simpli?ed electrical system without reliance upon an
spaced relation by means of an upper cross member 48.
The side plates 24 and 26 are joined together at their
lower edges by means of a base plate 30, thus providing
a generally channel shaped frame as shown in FIGURE 6.
The present device is adapted to issue individual con
tractual forms, intermittently, from a continuous supply
web de?ned by a plurality of separable sections 19‘ which
correspond to an individual form. In turn, each form
contains, in alternate sequence, a receipt and a contractual
document relating to that receipt. The receipt contains all
the necessary data which must be ?lled in by the appli—
cant prior to issuance of an insurance policy. In practice,
it is desirable to retain a duplicate copy of this receipt in
the vending machine. Heretofore, machines of this type
have not only retained a copy of the applicant’s receipt
but also an unnecessary duplicate of the contractual docu
vide a machine which is completely automatic and trouble
ment portion. The present invention overcomes this ‘dif
free in operation, extremely simple in construction, rela
?culty by utilizing a separate transfer :or duplicating sheet
tively inexpensive to manufacture, designed to function
in various operating positions, and otherwise Well adapted 45 44 for recording only the data inscribed and entered on
the original receipt. This is accomplished by a novel dif
for the purposes for which the same is intended.
ferential feed mechanism which simultaneously advances
Other objects and the entire scope of the present in
both the original form and the transfer sheet at a constant
vention will become apparent from the detailed descrip
differential rate so that the original ‘form web 40 travels
tion given hereinafter. It should be understood, however,
that the detailed description and speci?c examples, while 50 a predetermined distance equal to the length of the con
tractual document and receipt section 19 while the trans
indicating the preferred embodiments of the invention, are
fer sheet 44 progresses a distance equal only to the length
given by way of illustration ‘only, since various changes
of the original receipt.
‘
and modi?cations within the spirit and scope of the inven
In the present instance, separate upper and lower tray
tion will become apparent as the description herein pro
external electrical source.
An additional object 'of the present invention is to pro
members 32 and 34 respectively, are retained in the lower
gresses.
55
portion of the channel frame 22 to form separate supply
Illustrative embodiments of the invention can be best
compartments or chambers. As will be noted in FIG
understood with reference to the accompanying drawings,
URE 3, the upper tray member 32 is hinged at 36 to the
wherein:
rear Wall of the lower tray member 34 for permitting uni
FIGURE 1 is a perspective view of the device with
tary removal of the supply compartment.
the cover in closed position;
The original form web 40 preferably consists of a plu
FIGURE 2 is a perspective view of the device, similar
to that shown in FIGURE 11, with the cover raised;
FIGURE 3 is a side sectional View taken through the
rality of sever-ably connected sections 19 supplied in
folded packs 42 which are deposited in the lower supply
tray 34, while the folded duplicating or transfer sheet
vending machine, with parts removed, showing the feed
44 may be deposited in the upper tray 32 as shown in
65
ing mechanism and web supply;
FIGURES 3 and 4. The form Web 40 and transfer sheet
FIGURE 4 is a diagrammatical view illustrating the
44 are collectively fed upwardly across a writing support
movement of the form and transfer webs;
FIGURE 5 is a plan view partially in section with parts
removed, showing the feed and coin mechanisms;
FIGURE 6 is a transverse sectional view with parts
removed, taken along the line e_s of FIGURE 5;
or platform member 48 (from right to left as viewed in
FIGURE 3) which is secured to the upper edges of the
side panels 24 and 26 and extends longitudinally toward
the rear of the casing 14. The leading edge of the plat
form member 48 is in the form of a curved inturned
3,092,234
3
4
guide member 50 which serves to effectively guide both
of the receipt without unnecessarily retaining a copy of
paper webs across the top of the writing support.
the contractual document.
The
'
original (form 40 passes outwardly through adelivery
The present machine is provided with a coin mecha
opening 46 formed in the upper cover member 16, while
nism generally indicated hy’ithe numeral 86 which serves
‘the transfersheet 44 is retained within the machine and
to actuate and initially control the operation of the drive
refolded in a suitable receiving tray '38 mounted above
motor 54 through a simpli?ed electrical system without
the upper tray 32. The machine, as previously indicated,
reliance upon the usual solenoids or relays. A coin slot
‘contemplates requiring the prospective purchaser to write
90 is located in the face of the upper cover member -16
on the face of the policy to be dispensed, certain data
while the usual return opening 92 for coins which are
vital to the validity of the policy, and to this end the 10 of incorrect denomination is provided in the lower side
machine is provided with an entry aperture 52 formed in
Wall of the casing 14. The coin mechanism 86 includes
'the top 17 of the upper cover member 16 which is aligned
a movable coin chute 94 having an upper entrance open
with the policy receipt. In order to transfer a duplicate
ing 96 registering with the coin slot 90 and a lower dis
'copyto the transfer sheet 44, ‘the rear surface of the origi
a charge opening 98 at the opposite end thereof in align
nal receipt 40 may be coated with ‘carbon in the manner 15 ment with the coin return passage 10%. The front and
rear panels 111 and 112 of the coin chute 94 are joined
well understood.
The paper ‘feed mechanism is driven by an electric
motor 54 through a suitable reduction gear train, 56 which
is secured to the cross-member 28. The upper form
'web 40 is separately advanced across the writing platform
member 48 by means of primary feed wheels 58 vand 58a,
each carrying a plurality of upstanding pins 59 around
the periphery thereof. The pins 59 are adapted to engage
by side walls 113 and 114 to de?ne a coin channel 91.
‘In the present invention, the coin chute 94 is pivotally
suspended and supported by a mounting block 102 formed
from insulating material. A mounting bracket 1014 is se
' cured to the upper end of the coin chute 94 having a pair
of intnrned ?anges 106 that are, arranged to pivot about
the pins 103 extending laterally from-the mounting block
' marginal-1y disposed rows of holes 62 ‘formed in the con
102. This construction permits the movable coin chute
tinuous web 40. A pair of secondary feed wheels 60 25 94, which is normally mounted in juxtaposed relation with
and 604: are rotatably mounted below the platform mem
respect to the mounting block 102, to laterally swing away
ber 48 to independently advance the transfer sheet 44.
from the block when the release arm 116 is actuated.
Peripheral pins 61 extend outwardly from the secondary
A plurality of electrical contacts are mounted on ‘the
feed Wheels 60 and 60a for engaging similar marginally
insulated block 102 and project therefrom through suit
disposed openings 62 formed in the transfersheet 44. . A 30 able openings formed in the rear panel \112 into the coin
transverse return aperture 64 is formed in the support
channel 91. The electrical contacts include a pair of'
member 48 rearwardly of the access or entry opening 512
upper contact members 116 and 118, which are recessed
to permit reentry of the transfer sheet 44.
'
‘in the side walls 113 and 114 de?ning the coin channel
. A guide chute ‘66 extends downwardly from the return
91, ‘and an intermediate contact member "122 disposed
opening 64 for directing the transfer sheet 44 across the 35 above the discharge opening 93 and recessed in side wall
secondary feed wheels 60 and 60a to the receiving tray
113. Contact members 116, 118 audit-22 are electrically 38, as ‘shown in FIGURES 3 and 4. A pair of down
connected in series while an additional lower contact
wardly extending slots (not shown) formed in both the
member 124} is diagonally disposed below the intermediate
?ront and rear walls of the'guide chute 66 are normally
contact member 122 serving to complete ‘the circuit when
aligned with the feed pins 61 serving to retain the transfer 40 bridged by a coin ‘or coins of proper characteristics. The
sheet 44' in positive engagement therewith but may be
'side walls i113 and 114 have angulated recessed surfaces
retracted to reload the machine. In addition, a pair of’
115 and 117 extending downwardly which function to
spring biased retainers 68'may be mounted on the inner
position and support a proper sequence of coins, as shown
‘surface of the upper cover 16 to lock the form web 40 in
in FIGURES 12 and 13. For example, FIGURE 12
positive engagement with the pins 59 of the primary feed
shows ‘a ?fty cent piece which will bridge and complete
wheels 58 and 5811, as shown in FIGURE 2.
the circuit between the lower contact member 124} and
‘The primary and secondary feed wheels 58 and 6% are
the intermediate contact 122, while FIGURE 13 illus
coupled to respective rotating shafts 7e and 72 which are ~ trates the various positions which two quarters may as
in turn mounted for rotation in suitable bearing blocks
some in the coin channel 911 to complete the electrical
76 carried by the side plates 24 and 26 of the frame 22. 50 (circuit between the lower contact 120 and either of the
Feed shaft sprockets 78 and 80 are keyed directly to the
upper contact members 116 or 118; It should be noted
respective primary and secondary drive shafts 70 and 72
that movement ‘of the ?fty cent piece is arrested by both
while the driving sprocket 82 is connected tothe gear
train‘ shaft 84. A chain 81 directly connects the driving
the lower contact member 120 and the intermediate con
tact 122, While the movement of the lower quarter through
1 sprocket 82 to the secondary feed sprocket 80 which in 55 channel 91 is interrupted by lower contact 124)v and a
turn is adapted to drive the primary feed sprocket 78
through-a chain '83.
coin release lug 129, rather than the intermediate contact
‘122, so that the circuit will not be completed until an ad
The
and secondary feed wheels 58 and60 are
ditional quarter is deposited in the coin chute 94.
driven at a constant predetermined gear ratioin order to
A spring biased release mechanism 124 serves to return
advance the original vform web and transfer sheet a se 60 improper coin deposits and maybe actuated by depressing
lected predetermined distance whereby the transfer sheet
the release lever 125 causing the arm 127 to move clock
44 merely progresses a distance equal only to the length
of. the original receipt, while the form web 40 travels a
wise withdrawing the lug 129 from the coin channel 91.
When the electrical circuit has been bridged by the
distance equal to the length of an individual form section
129', :as described hereinbefore. For example, the present
machine has been designed to issue an eight inch original
insurance form which includes a receipt ‘two inches in
proper sequence or combination of selected coins, the
motor circuit is initially energized causing the motor
54 to drive the primary feed sprocket 73 which in turn
moves the associated release pin 126 into. engagement
with the downwardly and laterally extending release arm
length. Accordinglytthe vsecondary feed sprocket '80 is
geared to operate at a 4 to 1 ratio to drive the transfer 70 110. Upon continued rotation of the primary feed
sprocket, the release pin 126 raises the arm 1&0 thereby
causing the coin chute 94 to swing outwardly away from
novel concept of a di?erential drive between the pri
the mounting block 102 against the force of the return
spring 99 to discharge the deposited coins into a discharge
mary and secondary feed wheels affords a substantial sav
ing in pap‘ersince‘the machine merely retains a duplicate 75 chute 123 leading to a coin collection box 139? located
sheet 44 two ‘ inches during a complete revolution of
the primary feed wheel.’ As willreadilybe understood,
'
3,09 2,234
‘8
rearwardly of the supply trays 32 and 34 and below the
receiving tray 38. Since the release of these coins would
open the coin controlled energizing circuit, a continuing
circuit, in parallel with the energizing circuit functions to
tion of said forms, the improvement comprising feeding
means intermittently operable for separately advancing
each of said Webs a predetermined tdistanm substantially
equal to the length of one section, an electric motor for
driving said feeding means, a power supply circuit in
cluding an electrical battery connected in series to said
motor ‘for energizing the same, and a coin control switch
electrically connected in series with said circuit having a
take over and control subsequent energization of the
motor circuit. This is accomplished by means of an
electrical switch 132 which is opened and closed by a ro
tating cam member 134 secured to and driven by the
drive shaft 84. The control switch 132 is normally open
but closes when the drive shaft commences to rotate upon
bridging of the coin switch and remains closed until
opened when the cam 134 completes a dispensing cycle.
In ‘order to prevent spurious manual operation of the
vending machine, a latching means, in the form of an
pair of contacts which when electrically interconnected
by a coin will close said circuit and actuate said motor.
2. In a portable vending machine as de?ned in claim
1, an electrical override switch connected in parallel to
said control switch for taking over and controlling opera_
tion of said motor after said coin is released to clear said
L-shaped locking member 136, is pivotally supported at 15 control switch, and actuating means for ?rst closing said
override switch upon initial energization of said motor
138 to control movement of the primary feed wheel 58
and then opening the same when said feeding means has
upon completion of a dispensing cycle. The locking
completed a dispensing cycle.
member 136 includes van upstanding leg 14% which ro
3. A portable vending machine for automatically issu
tatably supports a cleated idle wheel 142 arranged to rest
on the upper surface of the lower loop of chain 83, 20 ing an individual form upon insertion of a coin compris
ing, a casing having an aperture therein, intermittently
operable feeding means for separately advancing a form
while the other leg 144 extends upwardly from the pivot
138 toward .the primary feed wheel 58 to register with a
web and a transfer sheet in superposed relation beneath
said aperture, said feeding means including a primary
the lower loop 830 ‘of the chain 83 will relax and sag 25 feed wheel for advancing said Web and a secondary feed
Wheel for advancing said sheet, a support for said web
permitting the locking member 136 to rotate clockwise
and sheet in their simultaneous passage beneath said
about the pivot 133 (as shown in FIGURE 3) depressing
recessed locking groove 146 formed along the peripheral
surface thereof. Upon completion of a dispensing cycle,
leg 14% and elevating leg 144 into locking engagement
aperture, diiferential means for driving said primary
with groove 1146 to prevent further advancement of the
feed mechanism. When a dispensing cycle commences,
the slack in the lower loop 83a is immediately taken up
causing the locking member 136 to move counterclock
wise so that leg 144 is withdrawn ‘from the locking
groove 146.
and secondary feed wheels at a constant ratio in order
to move said web and sheet separately across said sup
port different predetermined distances, an electric motor
for driving said di?erential means, a power supply cir
cuit including an electrical battery connected in series to
said motor for energizing the same, an electrical coin
Since the instant machine has eliminated all solenoids 35 selector switch connected in series with said circuit hav
ing a pair of contacts which when electrically intercon
nected by a coin will close said circuit and actuate said
motor, an electrical override switch connected in paral
lel to said selector switch for taking over and controlling
operate the machine several hundred times without re
placement. These batteries are retained in a suitable bat 40 operation of said motor after said coin is released and
said selector switch cleared, and actuating means for ?rst
tery conduit 150 thereby making the device completely
closing said override switch upon initial energization of
portable in operation. In addition, the coin mechanism,
said motor and then opening the same when said feeding
described hereinbefore, has been so designed and con
means has completed a dispensing cycle.
structed that the machine may be tilted in various angu
and relays from the electrical circuit, the operating current
required to energize the motor 54 may normally be sup
plied by two ?ashlight batteries which will automatically
lated positions without affecting its operation.
45
It is to be understood that although a preferred em
bodiment of this invention has been shown in the draw
ings and described with considerable particularity in the
foregoing speci?cation, the invention is not limited to
speci?c details of construction shown ‘and described, but
includes all modi?cations coming within the scope of the
appended claims and their equivalents.
We claim:
1. In a portable vending machine for automatically
issuing individual forms containing a plurality of continu
ous webs arranged in superposed relation, one of said
webs being de?ned by a plurality of sections each
corresponding in length to an individual form and the
other of said webs being de?ned by a plurality of sections
each of lesser length than one of said ?rst named sec 60
tions and adapted to be aligned with a corresponding por
References Cited in the ?le of this patent
UNITED STATES PATENTS
973,896
Trippensee ___________ _.. Oct. 25, 1910
1,141,170
Boerner _____________ __ June 1, 1915
1,183,557
1,344,909
1,641,212
1,949,541
2,150,324
2,266,825
Hall ________________ __ May 16, 1916
Lederman ___________ __ June 29, 1920
Werner _____________ __ Sept. 6,1927
Hartman ____________ __ Mar. 6, 1934
Grunbaum __________ __ Mar. 14, 1939
Streckfuss ___________ __ Dec. 23, 1941
2,854,116
Gray ______ a. _______ __ Sept-30, 1958
2,854,257
Williams ____________ __ Sept. 30, 1958
FOREIGN PATENTS
684,975
France ______________ __. Mar. 25, 1930
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