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Realtors offer tips on how to recycle grass and yard clippings # 1

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July 9, 1999
C-3
Record-Press
ERA Meeker stresses importance Pinnacle Program offers answers,
solutions to buyers and sellers
of using a professional Realtor
MURRAY HILL - Burtfdorff ERA is
ready t o help clionts handle the myriad of details that come with buying or
- CRANPORD — Whether you're buying your ucts and services.
selling a home. The recent introduc-first home or your fifth, the process can seem
These include home warranty plans for buytion
of its new "Pinnacle Program" is
overwhelming at times.
ers and sellers; the ERA Sellers Security Plan
the crown jewel of 1 he company's
- I One clear advantage of using professional ("We will sell your house, or ERA will buy it");
renowned
"Signature
Service
V ftealtor is simply that you won't have to "go it relocation counseling, and both computer-generProgram."
alone," according to Bill Decker, a multi-million ated and facsimile-transmitted photo listings
The Pinnacle Program provides
, dollar-producing sales associate with ERA from across the country.
answers and solutions to the many
Meeker Realty in Cranford.
Decker is a Realtor with 21 years of experiquestions and needs of both buyers
, T h e right Realtor possesses professionalism ence, He has successfully marketed hundreds of
and sellers as they proceed through
and high ethics, and shows a sincere interest in homes, graduated from Roselle Park High School
the move process and well into the life, your needs. This means being attentive, and received his Masters Degree in Education at
time of home ownership.
approachable and service-oriented at all times. Newark State College (now Kean College). He
AMmraONEOFOUR
A menu of offerings include inforWhat motivates me personally is finding the has been a leader for the American Heart
"SUCCESS STORES"
mation on how to transfer or obtain a
right home for a buyer and obtaining the best Association Walk-a-thon and t h e "Books for
CONGRAIUAIIONSTD
NJ driver's license, how to register a
, price for a seller. Each and every transaction is Kids" collection program.
vehicle,
how
to
notify
the
Post
Office
of
BJWW& MARIA ROSAZZA
; important, no matter what the price range. If
ERA Franchise Systems, Inc., a subsidiary of
a change of address and forwarding of
there's a secret to my success as a Realtor, I'd Cendant Corporation (NYSE:CD), is a leader in
PROUD
H B T T M E BUYERS OF
mail, how t o transfer voter's registrahave to say that the repeat business I get from a the residential real estate industry with over 25
76DMSMNSTRST
tion
nnd
all
of
the
other
specifics
relat.* long list of loyal and satisfied clients is what years experience in developing consumer-orienting to a move. Burgdorff hiss ulso
BJZABETrl.NJ. 07206
• truly makes my real estate career worthwhile."
ed products and services. The ERA Real Estate
included the phone numbers by county
"It's also important to consider the real estate network includes more than 2,600 independentODSMTOOKPIMX
for switching utilities, telephone ser. company an agent works for, what support and ly owned and operated brokerage offices with
JUNE 17,1999
vice, car nnd truck rental information,
' services they provide, and what their reputation more than 28,000 brokers and sales associates
hotel and travel services, mortgaging.
throughout the United States and 19 other coun"Dear Jill:
t is in the community," stressed Decker.
security systems nnd more to
We ara very happy buying our first home with J i l l Guzman Realty, Inc. rtisy gave us prtilwilonal
As part of ERA Meeker, he is able to offer tries. ERA is available to consumers on the home
make the move duy smooth. Judy
service and was always with us. Special thanks t o Wellington Ollvoira,
homebuyers and sellers a wide variety of prod- Internet at www.ERA.com,
Reeves, President of Burgdorff EHA,
Thank you,
states "Although moving is stressful,
Roiaiu Ftmlly"
we hnve simplified this process by providing the ease and convenience of the
"WE TAKE THE JITTERS OUT OF FIRST TIME BUYIMO AND StLUHQIll"
Pinnacle Program."
"THIS HOUSE WAS UITED ANDIOLD IV JILL 0U1HAN RHLTY, INCH!"
But the Pinnacle Program does not
LISTING AGENtWELUNOTCN OUVBRA
stop there. Judy proceeds, "WiВ» want
SEWNG AGENT: WELLINGTON OLJVEIRA
our clientele to feel really special. The
"OUR l U C C f l f t T M I E W M f NEVM ENtHNQ.
Pinnueie Program is our way of saying
J S V . ^ B HCVEW'H k L Q'JI\HK REAJY.ISC ANQ BECOME ONE 0 CM ACCESS STORIES'*
Summertime's warm weather until the bin is almost full. Top
The New Jersey Association of thank you for selecting Burgdorff ERA
•Qua BEST REFE»iEriCE iSVO'JR NEIGHBOR " '
and sunshine brings another sea- off heap with a 4-6 inch layer of REALTORS is a non-profit orga- and that we want to be your Realtor
NOW M0UDLV CUlBRHma OtIK TtHTH *NmVER$AIWl
son of mowing and maintaining straw and scoop out a "basin" at nization serving the professional for Life."
your lawn. The New Jersey the top to catch rain water.
needs of over 33,000 real estnte
To take the program from actual
Association
of REALTORS
A properly made heap will agents in the state. NJAR, and its move transition to a lifetime of home
(NJAR) would like to provide tips reach a temperature of 140 to 24 member boards of REAL- ownership, Burgdorff ERA offers a
on how to use grass and other 160 degrees Fahrenheit in four- TORS, are part of the National vast list of recommended companies to
JILL GUZMAN REALTY, INC.
yard clippings as a source of to-five days. At this time, you'll Association of REALTORS, the handle whatever it is you need; car'OUR BEST REFERENCE IS YOUR NEIGHBOR'*
nutrients for gardening and land- notice a settling, a good sign that largest trade association in the penters, plumbers, trash haulers, win76 ELMORA AVENUE. ELIZABETH. NEW JERSEY 07202
scaping around the home.
your heap is working properly. United States with more than dow treatment designers, electricians,
"Mowing, bagging and dispos- After five-to-six weeks, fork the 730,000 members.
just to name a few.
908-353-6611
ing of lawn clippings have been materials into a pile, turnrecurring cycles for years in the ing the outside of the old
United States and our landfills heap into the center of the
cannot continue to absorb the new pile. Add water if necwaste," says Gloria Woodward, essary. It shouldn't be necNJAR president. "During t h e essary to turn your heap a
PRODUCT
PRODUCT
PRODUCT
summer, yard waste can amount second time. The compost Financial One, Branchburg
800-201 9004 Kentwood Financial Svcs
908-272-3838
800-353-6896 Synergy Federal S a v i n g s Bank
to 50 percent or more of residen- should b e ready to use
5%
30 YR FIXED
N/PDAY
60 DAY
30 YR FIXED 7.375 0.00 7.500
45 DAY
7.750
O.OO 7.8PO
5%
5%
7.375
0.00
7.375
30
YH
FIXED
within
three
to
four
tial trash. It's time to change that
5%
N/P0AY
60 DAV
45 DAY
IS YR FIXED
7.375
5%
IS YR FIXED
O.OO 7.470
0.00 7.250
5%
7.375 0.00 7.375
15 YR FIXED
months.
7.125
statistic!"
10%
60 DAY 30 YR JUM8O 7.750 0.00 7.800
10/1-30 YR
7.125
O.OO 7.390
N/PDAY
10%
10%
60 D A Y
7.5OO o.oo 7.500
10/1-30 YR
The NJAR recommends recyCompost is ready when
AppFue$125
cling yard clippings for the good it is dark brown, crumbly
CRA.FHA.No Doc,Jutnbo'tt,48 hr approvals.iOOy.Bnanclng.cominercW
of both your lawn and the envi- and earthy smelling. For Fust Savings Bank
732 7?6-54S0 Loan Search
908-4297332
800-591-3279 United National Bank
ronment. "Creating a compost best results, turn your soil,
30 YR JUMBO
5/1-30 YH
30 YR FIXED
pile is an ideal way to recycle apply 1-3 inch layers of
7/1 JUMBO
10/1-3OYR
15 YR FIXED 7.OOO O.OO
your lawn wastes, while simulta- compost and work it in
15
YR
JUMBO
3/3 ARM
5/1-30
YR
6.375
0.00
6.750
O.50
(i.830
neously providing a source of well.
www.loanwarch.com
ZQIO point loon Bpoc4aN9t.FTHB pro 30 yt 1 15 yf - biweokty rates
nutrients for gardening and land"Fertilizing your garden
800-616 83 74
201-967-1900 Summit Federal S & L Asso
732-968-0665 WFS Mortgage Services
Hudson Cily Savings Bank
scaping," says Woodward, presi- and lawn with compost
dent and broker of Woodward can improve the overall
30
YR
FIXED
30
YR
FIXED
30 YR JUMBO
Realty Group i n Middletown, landscape and beauty of
15 YR FIXED
15 Y R FIXED
16 YR JUMBO
Rurason and Freehold. "Anything your home," Woodward
30
YR JUMBO
1
YR
ADJ.
10/1-30 YR
growing in your yard is potential says. "In addition to saving
App Foo J35O Attorney review S25O
compost material."
landfill space, recycling
800-692-2730
Ideally, you should begin your your lawn reduces your Kastle Mortgage
BO DAY
30 YH FIXED
7.250 O.OO 7.300
5%
compost pile in late spring for use water usage and the need
CALL 800-426-4565 TO HAVE
60 DAY
in fall and in the fall for use in to purchase soil condition15 YR FIXED
7.250 0 00 7.330
5%
the spring, however it's never too ers and trash bags. That's
YOUR
RATES DISPLAYED HERE!!
60 DAY
30 YR JUMBO 7.7S0 0.00 7.800
5%
good for you and good for
late to begin the process.
30 Vf & 15 Yr Conforming rmo> ara lor Income Hmtell
.
To begin, first remove any the environment."
Ratos are supplied by the lenders and presented without guarantee Ratas and lerms aro subject to chango. Londors interested in displaying Information should
You can find out more
grass and sod cover from the area
contact C.M.I. 0 SOO-428-4565. Contact lenders lor more Inlormatlon o n olher produci or additional lees which mny apply. C.M.I, and lira NJN Publications assumo no liability for
where you plan to construct a about caring for your lawn
typographical errors or omissions. Rales were suppliod by the lendeis on July 1. 1999. N/p- not provided by Inslitution
compost pile. Create n bin to and about composts by
VISIT ALL LENDERS @ www.cmi-mortgageinfo.com
enclose the compost using prefab- contacting your local nursCopyright. 1998. Cooperative Mortgage Information, Inc. Alt Righto Reserved.
ery.
ricated snow fencing, woven wire,
wood pallet or bricks. Be sure to
allow for easy access though the
top or sides for turning the compost.
For best results, NJAR recommends the following "recipe":
1st layer: 3-4 inches of
chopped brush or other coarse
material.
2nd layer: 6-8 inches of leaves,
grass clippings, sawdust, etc.
Materials should be "sponge
damp." You may want to sprinkle
sulfur over the heap to increase
its acidity.
3rd layer: 1 inch of soil to
speed up the process.
4th lnyer: 2-3 inches of
manure or a handful of commercial fertilizer to provide the nitrogen needed. Add water if the
manure is dry.
5th layer: Repeat steps 1-4
uzmctn
Realtors offer tips on how to
recycle grass and yard clippings
c
UNION COUNTY MORTGAGE RATES
Coldwell
Banker
RESIDENTIAL BROKERAG K
Come Browse Our Web Site! www.nymetro.coldwellbanker.coin
Bernstein earns
Silver Award
WESTFIELD — Jean Massard, vice
president and manager of Burgdorff
ERA'S Westfield
office,
recently
announced that top sales associate Jayne
Bernstein has earned the New Jersey
Association of Realtors Million Dollar
Sales Club Award Silver Level for production that exceeds $9.1 million dollars
and at least 20 closed transactions.
Masaard said, "Hard work and dedication to the principles and ethics of
Burgdorff ERA are what help very special associates rise to the top and I am
delighted to make thie special announcement so that others enn join us in congratulating this outstanding accomplishJayne Bernstein has won tho NJAR
Million Dollar Awnrd in the past, attnining Bronze Level in 1997.
Founded in 1958, Burgdorff ERA has
more than 925 snips nssociates and 30
offices across New Jersey nnd eastern
Pennsylvania. The worldwide ERA real
estate network includes more than 2,700
independently owned nnd operated brokerage offices with more than 27,000 brokers and Bules associates in all 50 of the
United StateB and 19 other countries.
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В©1997 Coldwoll Banter Residaniial Brokerago Corporation An Equal Opr-oMumiy Company Equal Housing Opportunity Eacn Oflico Independanlly Owned and Operated
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